Singapore Payroll &
CPF Calculator

Calculate estimated salary, employee CPF, employer CPF and payroll costs using official 2026 Singapore CPF Board guidelines and the $8,000 Ordinary Wage ceiling.

Singapore Payroll & CPF Calculator

Salary & Contribution Inputs

Configured with official 2026 CPF contribution rules
Monthly Gross Salary (Ordinary Wage)
S$
Employee Age Group
Citizenship / Residency Status
2026 CPF Rule: Ordinary Wage (OW) ceiling is capped at $8,000/month. Wages above $8,000 are not subject to monthly OW CPF deductions.
CONTRIBUTION BREAKDOWN
Take-Home Pay (Net Salary)
S$ 3,600.00
Gross salary minus employee CPF deduction
Employee CPF (20%) - S$ 900.00
Employer CPF (17%) + S$ 765.00
Total CPF to CPF Board S$ 1,665.00
Skills Development Levy (SDL) S$ 11.25
Total Employer Cost: S$ 5,276.25
Automate CPF & IRAS AIS via Payroll.sg

How the Singapore Payroll & CPF Calculator Works

This calculator estimates Singapore payroll figures including net employee take-home pay, statutory Central Provident Fund (CPF) deductions, employer CPF contributions, and mandatory Skills Development Levy (SDL) based on official 2026 Singapore Ministry of Manpower (MOM) and CPF Board guidelines.

Employer CPF vs Employee CPF

Both employers and employees contribute to CPF. Employee CPF is deducted directly from gross salary, while employer CPF is an additional business cost on top of the base wage.

How Net Salary Is Calculated

Net salary is the actual amount transferred to the employee's bank account: Gross Salary minus Employee CPF deductions, plus any non-taxable claims or reimbursements.

Frequently Asked Questions

What is the 2026 Ordinary Wage (OW) Ceiling?

As of 2026, the monthly Ordinary Wage (OW) ceiling is S$8,000. CPF contributions are only payable on monthly ordinary wages up to this cap.

When must CPF contributions be paid to the CPF Board?

CPF contributions are due on the last day of the calendar month and must be received by the CPF Board by the 14th day of the following month.

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